INVESTMENT CALCULATOR RETIREMENT | FAMILY VACATION

Itaposs not rocket science, but there are a lot of moving parts, says Mr. Couture. Many investment houses have off-the-shelf retirement calculators, but the devil is always in the details. Many of these off-the-shelf calculation criteria. This is because most retirement planning calculators compound the same average annual return repeatedly to project investment growth. But clearly, markets post returns that are anything but consistent. REAL LIFE INVESTOR EXPERIENCE Consider this example.

Retirement planning danger signs - Savannah Morning News Income strategies for retirement - Ahwatukee Foothills News Thereaposs an online calculator to see what your paycheck. a 41-percent increase in page views on its main retirement page from April to May, a total of 107,029 last month. Davy, president of SouthBay Investment Group, started up an informational DROP. Retirement Investment Calculator Information, Articles, Links

Retirement/Investment Calculators Prepare for health care costs in retirement - Buffalo News The third question, which they dub Stock Risk, evaluates knowledge of risk diversification, crucial to informed investment decisions. and more likely to use formal means such as retirement calculators, retirement seminars,or financial. Retirement Calculator A good chunk of those AARP surveyed said they were alreadypaying down debt, saving more, shifting to less risky investments. check out my poston retirement calculators and stop by the handy AARP retirement planning calculator

Can You Save Too Much for Retirement - YAHOO The News Tribune - Tacoma News Tribune Retirement Planning Tools - T. Rowe Price INVESTMENT CALCULATORS. Retirement Planning. RRSP Calculator. Calculate. will need to save between now and the day you retire. RRSP Illustrator. Get a personalized. Retirement Investment Calculator - WebMath Here are four ideas to help prepare for unexpected medical costs. Develop a retirement spending plan. Fidelity Investments offers various calculators. AARP offers a retirement calculator to help you estimate retirement costs and determine how much you.

Source: http://www.fampii.org/investment-calculator-retirement.html

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Automotive: Spied: 2012 Honda Pilot News | Car Reviews and ...

Friday, June 24th, 2011 | automotive review

Spied: 2012 Honda Pilot is tittle about car reviews and automotive news. This essay about Car and vehicle news. Please suffer review Spied: 2012 Honda Pilot a review about car and automotive news.

The Honda Pilot isn?t as uncanny as a Citro?n, nor is it as stirring as a BMW M3. In annoy of this?or maybe since of it?Honda?s eight-passenger crossover SUV sells in estimable numbers, considerable work for a car which debuted in a second era for 2008. (It assimilated a long-term exam swift shortly after.) To keep shoppers interested, though, Honda?s creation a little tweaks for 2012, and a view shooters have held a single of a face-lifted Pilots using around.

The many important disproportion is a shift in a grille. The stream car?s cyborg-like front fascia was a bit of a styling risk from such a regressive company, and whilst it substantially didn?t harm sales, it didn?t win loads of fans either. It?s rught away strong from these images which a prosaic grille will disappear, to be transposed with a three-slat insert. Tape on a back fender suggests a little resurfacing there as well. Otherwise, a Pilot?s extraneous stays often a same as it has been; it?s an harmless pattern and still looks uninformed sufficient to prove family groups in a showroom.

Mechanically, a alterations to a Pilot will many expected be evolutionary. Honda has been upgrading many of a models? five-speed involuntary transmissions with six-ratio units; we can design a Pilot to stick on a six-speed in-crowd. Between a new gearbox and?perhaps?some finessing of a engine?s oily bits, we wouldn?t be astounded to see a Pilot benefit an additional mile per gallon or two. For a folks who put cartoonish drawings of themselves and their pets on a back window, this will be pleasing news.

We design Honda to betray a face-lifted Pilot someday this fall, possibly during November?s Los Angeles auto uncover or during a less-full-of-fanfare venue. It?ll be a bustling tumble for a company?s crossover division, as we?re additionally awaiting an all-new CR-V. We?ll move we full info on both cars when it arrives.

Thanks to: Car and Driver

Tags: 2012, Automotive, Honda, News, Pilot, Spied ?

Source: http://carinauto.info/automotive-spied-2012-honda-pilot-news.html

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Arts and Entertainment,Celebrity Gossip News - McAllen writer wins ...

Brian Allen Carr runs a lap at Bill Schupp Park in just six and a half minutes, but what?s really racing is his mind.

The 32-year-old fiction writer has conceived many a storyline during his regular jogs at the North McAllen park, and the gravel track has proven to be fertile creative ground ? Carr?s piece ?The first Henley? was named the winner of the Texas Observer?s first annual short story contest Tuesday. Carr?s story was hand-picked by none other than Larry McMurtry, the iconic Texas author of Lonesome Dove, Terms of Endearment and The last Picture Show, who praised its ?good sense of atmosphere,? according to the magazine.

The Observer describes ?The first Henley? as a ?tale of an Old West gunfighter stripped of his capacity for holding a gun, a story which mixes fact and fiction and culminates at the first-ever Lone Star Fair in 1852 Corpus Christi.?

It?s a ?cowboy myth ? intended to poke fun at the cowboy myth,? Carr said ? a model McMurtry has used many times throughout his prolific career. The contest received entries from throughout the world.

Carr suspects McMurtry might have picked up on his ?regional voice.? ?I sound as though I come from somewhere,? he told Festiva in a recent interview. that Texas ?voice? transcends the page ? Carr speaks with a langorous drawl that points back to his childhood homes of Austin and Corpus Christi.

Carr has worked as an English instructor at South Texas College for the past two years. He followed a girlfriend down to the Rio Grande Valley in his mid-20s, then earned a degree from The University of Texas-Pan American. his only knowledge of the Valley came from reading William S. Burroughs, the legendary Beat writer who lived in South Texas in the late 1940s. He?s formed his own opinion on the region after living here for several years.

?It?s not exactly America,? he said. ?It?s kind of it?s own little country.?

The Observer?s prize comes on the heels of his first book, Short Bus, a collection of his original short stories published earlier this year by the Texas Review Press.

To varying degrees, much of Carr?s dark, witty fiction is rooted in reality.

In ?Short Bus,? the book?s title story, a special-education teacher ?with his own disabilities? takes his students on a trip to rob a bank. Carr himself worked with special-ed children at McAllen?s Nikki Rowe High School. ?a lot of it is drawn from real life, probably too much,? he said, but it?s ?pushing reality beyond the point where it could go.?

Carr is currently working on a second book, tentatively titled Vampire Conditions, which he hopes to have finished by the end of the summer.

The book will deal with the untimely death of his older brother, whose body was found in a burnt-out car 10 years ago. It?s a subject Carr is only now ready to face in his writing.

?I didn?t know how to do it in a way that wasn?t syrupy and annoying,? he said. this summer will be ?Carr?s last in the Valley. He and his family are relocating to Victoria, where he will teach at the University of Houston-Victoria.

Carr?s short story ?The Cyclops? was featured on the cover of Festiva?s first annual Creative Writing edition in 2008. Short Bus can be purchased at Barnes & Noble and amazon.com. Learn more about the book at shortbusbook.com. Click here to read a short Q&A with the author from 2008.

Watch a video of Carr reading from his book Short Bus here: youtube.com/watch?v=VFR5RuZWmfo

Brandon R. Garcia is editor of Festiva and Valley Life. you can reach him at (956) 683-4461.

Source: http://www.freegby.com/mcallen-writer-wins-texas-observer-short-story-contest-judged-by-larry-mcmurtry.html

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Lovely Bicycle!: We All Fall Down?

Girl on Roadbike: So you've never worn clipless shoes?
Me: Nope.
GOR: Oh you should just do it! It's really easy, honest.
Me: Really?
GOR: Oh totally!
Me: So how did you get the hang of it?
GOR:?Well, I fell down all the time at first!
Me: [horrified silence]
GOR:?Yeah, it was pretty funny. I'd come to a stop and just go plop!
Me: Oh my God...
GOR:?But don't worry! After a couple of weeks you'll be fine!

You see, that right there is what separates me from "normal people" who've grown up playing sports: I see being guaranteed to fall and being told not to worry as completely incompatible notions.

Hopefully I won't jinx myself by writing this here, but I've never fallen off my bike as an adult. When I tell this to experienced cyclists, their reaction is usually "Oh, that's not good. You need to get used to falling." The idea being that, if I have no concept of falling - and more importantly, of how to fall "correctly" - then when it actually happens (the use of "when" instead of "if" is in itself alarming), it's going to be bad. I've been given advice such as to go out and practice falling on some grass, but honestly I cannot imagine doing that unless someone holds a gun to my head... and even then, I'd probably be trying to talk my way out of it!

What exactly scares me about falling I don't know. I don't have a fear of pain, so that's not it (I sat though an emergency root canal without novocaine yesterday, which was honestly not so bad!). Maybe I have a strong self-preservation instinct, and the physical sensation of the fall triggers it. Either way, when I am told that a specific behaviour - like learning to ride clipless - is pretty much guaranteed to make me fall multiple times, I am highly motivated to avoid that behaviour.

How do you feel about the idea of falling off your bike? Is it something you view as an inherent part of cycling (be it for sport, recreation or transportation), or do you believe that it can (and should) be avoided?

Source: http://lovelybike.blogspot.com/2011/06/we-all-fall-down.html

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Presentation Tips When Presenting With a Laptop | Business Plan ...

Presenting from your laptop computer is one of the the most widespread practices amid organization presenters. And if you use your personal computer to challenge PowerPoint slides, or link stay to the World wide web, or use multimedia, there are specified precautions you ought to just take. Right here are 7 tips or safeguards to help make sure almost everything goes easily for your subsequent company presentation.

1. Provide a back again up of every thing. Regardless of whether you are presenting in a meeting space down the hall from your office or in a hotel 1,000 miles away, play it safe and have seconds of every little thing. This consists of a battery for your laptop computer, a second set of ethernet cables or electrical power cord, disks and many others.

2. Never ever presume it will be in the place. Did you actually consider that the routine maintenance staff would leave you plug adapters, pointers, extension cords etc.

In big hotels and conference centers, you can almost certainly get what you want, but by no means assume. Just to be protected, carry your own. And if you own a Macintosh pc, be sure you carry your personal adapter to connect to the projector most AV staff normally never stock Apple gear.

3. Back again it up! Apart from the file on your desktop, backup your presentation to a modest USB flashdrive, and if you have on-line storage (like MobileMe or X Push) maintain a replicate in the cloud, just in situation.

four. Check out out the area in advance. Arrange to be in the space a few hours prior to you current. That way you can run by means of the deck and verify to see if Mr. Murphy?s law is likely to kick in.

5. Think twice about a live net connection. Numerous presenters these days like to link to the web and show a dwell video clip or other on the internet resource.

Did you contemplate what would transpire if the connection went down (it does even for companies like Apple and Microsoft when their executives existing). For example, if you want to show a YouTube video clip, why not just replicate the video to your desktop and play the replicate,..it?s considerably safer and it has no effect on the audience.

six. Have a designated 2nd laptop or computer. What would you do if your personal computer froze for an hour or just died, proper there on stage? Have a friend or colleague accompany you and duplicate the file with your presentation to their desktop, that way if you will need a second Computer, you have one particular waiting around in the wings. And if you are travelling, inquire a workers member at the hotel or conference middle to act as your back again up.

seven. Know your on-site technical help. If you are presenting in your organization, get to know an IT assist person and be certain they are on contact when you are presenting. At a conference center or hotel, get the know the AV group the night prior to and stroll thru a handful of doable ?what if? scenarios just in case.

Currently being overly prepared and contemplating through all the achievable troubles will guarantee your presentation is a accomplishment, most importantly, the preparation will give you additional self-confidence, and that is well worth its bodyweight in gold!

Source: http://www.petroscharalambous.com/business-presentation/presentation-tips-when-presenting-with-a-laptop.html

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Barry Humphries to Portray the Goblin King in The Hobbit

Barry Humphries is the latest star to sign on for The Hobbit.

The veteran Australian actor, actually best known for his alter-ego of Dame Edna, will portray the Goblin King in this wildly-anticipated movie. What will this entail, exactly?

Humphries “will be portraying the Goblin King, in much the way Andy Serkis created Gollum,” director Peter Jackson wrote on Facebook. “We’re looking forward to seeing him invest the Goblin King with the delicate sensitivity and emotional depth this character deserves.”

Evangeline Lilly was also added to the movie's cast this week.

She and Humphries join returning stars such as Orlando Bloom, Cate Blanchett and Ian McKellen in the December 14, 2012 release.

[Photo: WENN.com]

Source: http://www.thehollywoodgossip.com/2011/06/barry-humphries-to-portray-the-goblin-king-in-the-hobbit/

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Affordable Health Insurance A Must for Optimal Health in Georgia ...

Best Answerr:

Answer by Vicky
Last year I had a big problem trying to find an affordable insurance and this site helped me getting quotes from different companies and a found a cheap option, it can help you Free Insurance quotes

Article b? Dorothy Browning

Th? southern states ?f th? U.S. h??? recently b??n hit hard w?th a r?n ?f t?rr?bl? luck, ?? record breaking hurricanes m?d? landfall, oil spills washed up ?n each state?s shores, ?nd th?n th? economy collapsed ?nd took a h?g? chunk ?f th? country?s jobs w?th ?t. Unfortunately, a lack ?f jobs ?n th? South d??? n?t m?k? Georgians need affordable health insurance ?n? less th?n th?? used t?. T? find affordable BCBS, Georgia employees look t? holding onto th? jobs th?? h???, ?nd wh?n possible, Georgians shop f?r th? best coverage w?th th? m??t inexpensive premiums.

Th? m??t common reason people search f?r affordable health insurance ?? t? ensure th?t th??r ?ll-purpose medical needs ?r? fulfilled ?n a way th?t ?? cost-effective f?r th? beneficiary. S?m? Georgia employees m?ght reason th?t th?? h??? gone f?r a long time without needing t? visit a doctor, b?t th? m??t t?rr?bl? business th?t ??n happen f?r th? uninsured ?? a medical catastrophe th?t leaves th?m ?n need ?f medical care ?nd unable t? afford ?t. Wh?n ?t ?? ?? simple t? shop online ?nd find affordable BCBS, Georgia residents h??? ???r? reason t? b?? medical insurance.

Another reason Georgians ?h??ld retain affordable health insurance ?? t? m?k? sure th?? h??? dental coverage. Medical investigate h?? shown th?t gum disease ?nd advanced tooth decay contribute t? blood ?nd heart problems, wh??h means th?t dental checkups ??nn?t afford t? wait until th? patient suffers fr?m a awkward toothache. Wh?n looking t? find affordable BCBS, Georgia residents look f?r dental coverage th?t w?ll h?l? th?m maintain a healthy ?nd ?l??n mouth.

S?m? jobs require workers t? maintain ????ll?nt eyesight, m?k?ng ?t crucial f?r th?m t? find affordable health insurance f?r healthy vision. Employees wh? drive ?r m??t otherwise focus ?n one area f?r long periods m??t b? ?bl? t? see clearly t? protect everyone?s safety, including th??r ?wn. E???ll?nt vision ?? ?l?? vital f?r everyday life, ?? Georgians d? n?t want t? miss th? fun ?f ????ll?nt reading, g?rg???? sights, ?nd memorable moments w?th l???d ones.

Finally, th? m??t vital factor th?t leads many t? seek affordable health insurance ?? th? need t? take care ?f th??r families. Insurance ?? ????ll?nt t? h??? ?n case ?f emergencies, b?t ?? m??t effective wh?n used ?? a tool t? maintain ????ll?nt overall health ?? small medical issues d? n?t become real problems later ?n. T? find affordable BCBS, Georgia employees look t? m?k? sure th??r spouses ?nd children never h??? t? g? without quality healthcare.

Ab??t th? Author

Dorothy Browning ?? ?n admin f?r ?n insurance company, ?nd ?h? advises th?t everyone find affordable health insurance t? h?l? stifle th? blow fr?m rising medical costs. Sh? recommends th?t ?n th? search t? find affordable BCBS. Georgia families shop online f?r th? best coverage ?nd m??t competitive monthly premiums.

Find More Affordable T? Insure Articles

Source: http://yourfinance.co.cc/2011/06/affordable-health-insurance-a-must-for-optimal-health-in-georgia/

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